Visa® Debit Card

Woman paying for drink with Salem Five debit card.

With Visa’s Zero Liability Protection

Having your Salem Five Visa® Debit Card in your wallet means you have less need to get and carry cash, which is safer and saves time. Purchases and withdrawals are immediately deducted from your account and the card is accepted anywhere you find a Visa logo. You can use it at grocery stores, restaurants, movie theaters for online purchases, or to pay your monthly bills. Your Salem Five Visa Debit Card is also your ATM card, which makes life easy. Features include:  

  • Visa’s Zero Liability Protection - shop with the peace of mind that you’ll never be held responsible for fraudulent charges made with your card.
  • Visa Account Updater (VAU) - Visa will automatically updated card number and expiration date with participating merchants that you have recurring payments with.
  • Cash Back Debit Rewards1 - when you pair your Salem Five Visa Card with The Open Checking.
  • Instant Card Replacement - whether you've just opened an account or your card has been lost or stolen, visit any Salem Five branch for an instant replacement! Or, give us a call and we'll issue you a digital debit card to use until your physical card arrives.

ATM & Debit Card FAQs

1Cash Back Debit Rewards: Terms & Conditions: Rewards apply to point-of-sale, debit card transactions with no minimum purchase amount and no cap to the cash rewards you may earn. You will receive $0.05 per debit card purchase. ATM transactions do not qualify. Rewards accrued are credited to your account on the last day of the statement cycle in which the purchase is posted. Your account must be open and in good standing on the date the rewards are posted to receive the reward. We reserve the right to deduct rewards credits if you return merchandise or a transaction is otherwise reversed for which you have qualified or received debit rewards. Program may be modified or terminated at any time at our sole discretion.

PRIME: If your average monthly balance is below $3,000.00 you will not receive ATM surcharge reimbursements.

PRIME PLUS:  If your average monthly balance is between $3,000.00 and $4,999.99 you will receive up to $7.50 in ATM surcharge reimbursements.

PREMIER:  If your average monthly balance is $5,000.00 or more you will receive unlimited ATM surcharge reimbursements.

Visa® is a Registered Trademark of Visa USA Inc.