Let's bring your mortgage home

Salem Five is proud to be serving generations of New England homeowners. Our expert loan officers and state-of-the-art technology make the process fast and easy, so that you can focus on finding the home that is right for your family. We have financed more homes than any other Massachusetts bank, and we are ready to put our experience to work for you. Are you ready to make your move? View our current rates, download our mobile app to use our mortgage calculators or pick a topic from the menu below.

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Salem Five and Seniors:

Since 1855 we have been focused on making life better, one family at a time . Whether it’s a reverse mortgage, home improvement or retirement plan; Salem Five has you covered! How are you planning to put yourself in the best possible position to be financially secure? Contact our qualified reverse mortgage specialist today to draw that map with us.


Home Purchase

For over 160 years, we've helped home buyers find the right loan to fit their needs. You could pre-qualify for one of our many loan options to get you in your new home even quicker. We close loans in 30 days!

Conventional fixed-rate loans

With a fixed rate mortgage, your principal and interest payments stay the same for the life of the loan.

Mortgage Refinance

Whether you want to lower your monthly payment, shorten your term or take cash out, sometimes replacing your current mortgage with a new one makes sense.

Construction & Renovation

Whether you're building a brand-new home, including modular construction, or restoring that fixer-upper, you'll find a wide array of mortgage and loan options at Salem Five.

VA Mortgage

A VA mortgage provides home financing guaranteed by the U.S. Department of Veteran Affairs for qualified veterans, reservists, active duty personnel, or eligible family members. Low down payment options are available.

Reverse Mortgage

A reverse mortgage, or home equity conversion mortgage (HECM), is a federally regulated loan available to home owners 62 and older in which the bank makes payments to the borrower on your home equity percentage.

Specialty Lending

Salem Five has plenty of options for mortgages and other types of lending that don't fall into a standard category. We'll work with you to find the right term, rate, and program for your project.

Affordable Housing

For buyers with modest incomes that may need some help making long-term homeownership a reality, we are an approved participating lender with Mass Housing and New Hampshire Housing.

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Los Documentos y formularios que prevemos para abrir y mantener su cuenta, Con Salem Five, son proporcionados en inglés.